Insurance and other complications

Well I spent a frustrating hour and a bit at the local BCAA trying to get some Course of Construction insurance. The issues that came up were related to a lack of knowledge about geothermal as a heat source, a masonry stove for back up, and ICF basement construction.  Oh and even though we are 5 km from the fire hall and 150 m from the hydrant, we are in a "rural" area, so apparently a high risk.  Never mind that we are building a house with a metal roof and fire-proof hardiboard siding so as NOT to be a risk.  Anyway the first quote made me literally choke.  Over $200 a month.  We now pay $400 for the whole year for our present house.  So onto the internet I went and have asked for a bunch more quotes.  Meanwhile BCAA is "talking to the underwriter" to see what can be done.   And the good news is that we have third party liability on the bare land as it now stands through our present insurance.  So if someone wanders onto the lot and falls down and breaks a body part, I guess we are covered.

Progress is being made on getting our meter pole put up next to the BC Hydro pole and we are still negotiating small plan changes with our engineer to get to the building permit stage.  Meanwhile, Len is busy accumulating some more woodworking tools to start building our kitchen cabinets.  So far the set up is in the garage on his side with room to store my car. This morning it was suggested that I might have to park outside.  Hmmm, we'll see about that.